Every decision we make is guided by purpose.
For more than 50 years, Spindel Agency has helped businesses across Hampton Roads navigate employee benefits, insurance, and financial planning with clarity and confidence. Our approach is rooted in experience, communication, and long-term relationships.
Ron Spindel
Ron Spindel entered the insurance industry in 1975 with The Frieden Agency. In 2007, he founded The Spindel Agency, LLC, which remains affiliated with The Frieden Agency.
As owner of The Spindel Agency, Ron has dedicated his career to providing quality insurance products and financial solutions that help clients achieve their personal, business, and financial goals.
While The Spindel Agency offers a broad range of financial products and services, Ron's primary focus is on insurance and employee benefits. He is committed to helping businesses effectively manage employee benefit programs, navigate compliance requirements, and develop strategies that support long-term success. Ron also works closely with attorneys, accountants, and other professionals to assist clients with estate planning, business succession planning, and wealth preservation.
Ron is affiliated with Commonwealth Benefits, owned by Chris Lyon and Jody Balaban. Together with The Frieden Agency, they provide comprehensive services designed to help clients achieve their financial and business objectives.
Throughout his distinguished career, Ron has earned numerous industry honors. He has achieved Lifetime Membershipin the prestigious Million Dollar Round Table (MDRT) and has attained its highest recognition, Top of the Table, also with Lifetime Status.
In addition, Ron has achieved Lifetime Hall of Fame Status with John Hancock, now a wholly owned subsidiary of Manulife.
Ron is an active member of National Association of Insurance and Financial Advisors (NAIFA) and National Association of Benefits and Insurance Professionals (formerly NAHU).
His commitment to the community is equally noteworthy. Ron serves as a board member of the United Jewish Federation of Tidewater and is a former board member of Beth Sholom Village. He also serves as an advisor to the Tidewater Jewish Foundation on charitable life insurance planning.
Additionally, Ron is the past president of the Hampton Roads Youth Center.
Ron resides in Virginia Beach with his wife, Linda. Together they have one son, Kevin, who lives in Atlanta, and two beloved grandchildren, Jordan and Jacob.
Our Team
Jody Balaban
Jody Balaban has been a valued member of The Spindel Agency since 2004, quickly establishing himself as a key contributor to the team’s success. With more than 25 years of experience in the insurance and financial services industry, he brings deep expertise and a client-focused approach to every relationship.
A graduate of the University of Alabama, Jody holds a degree in Family Financial Planning. He is a longtime member of the Million Dollar Round Table, including achieving Court of the Table honors in 2010.
Jody has been recognized as a leading agent, beginning with his appointment at The Frieden Agency in 2005. He is also actively involved in several professional and community organizations, including the United Jewish Federation of Tidewater, Associated Builders and Contractors, Associated General Contractors, and the National Association of Insurance and Financial Advisors.
A lifelong resident of Hampton Roads, Jody enjoys spending time with his wife and three children, playing golf, and cheering on the University of Alabama.
Chris Lyon
Chris joined The Frieden/Spindel Agency in 2007 as an associate, following his time as a golf professional at Bayville Golf Club. Since then, he has built a strong reputation for working with small to mid-sized businesses to develop thoughtful, competitive employee benefits packages.
A graduate of Virginia Tech, Chris holds a Liberal Arts degree with minors in psychology and communications. As a lifelong resident of Hampton Roads, he brings a deep understanding of the local business community and the needs of its workforce.
Outside of work, Chris enjoys spending time with his wife and three daughters. When he can, he still makes time for golf—usually in between his daughters’ sporting events.
Danielle Miller
Danielle Miller joined The Spindel Agency in 2009 as a Life Insurance Support Specialist. She brings over a decade of experience in administrative and sales support, serving as the primary point of contact for the processing of all life insurance policy needs, both personal and business.
Known for her attention to detail and client-focused approach, Danielle plays a key role in ensuring a smooth and efficient experience from application through policy service.
A Hampton Roads resident, Danielle is a busy mom to two teenage daughters. She enjoys traveling, staying active, and relaxing at the beach with a good book.
Karen Evans
Karen joined The Spindel Agency in 2015 as an Account Manager, bringing more than 15 years of experience in employee benefits administration and human resources. Her background allows her to provide thoughtful, detail-oriented support tailored to each client’s needs.
A graduate of St. Leo University, Karen holds a degree in Human Resources Administration. She works closely with clients to support both their employee benefits programs and life insurance needs, ensuring a smooth and responsive experience.
Known for her organization and client-focused approach, Karen plays a key role in maintaining strong relationships and delivering reliable service.
Frequently Asked Questions
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We work with business owners, executives, and professional organizations throughout Hampton Roads. Our clients range from small businesses to established companies seeking long-term guidance and support.
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We specialize in employee benefits, business insurance, retirement planning, and executive benefits. Our role is to design, implement, and manage strategies that protect your business and support your people.
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We partner with a range of highly rated insurance providers, allowing us to recommend solutions that best align with your needs, not a single carrier.
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We begin with a conversation to understand your current situation, goals, and priorities. From there, we provide clear recommendations tailored to your business.
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Our relationship continues well beyond implementation. We provide ongoing service, plan reviews, employee education, and support for day-to-day questions and changes.
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Yes. We provide guidance on COBRA, HIPAA, and the Affordable Care Act (ACA), helping you stay informed and aligned as requirements evolve.
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We do. We support benefit rollouts, employee meetings, and onboarding to ensure your team understands and values their benefits.
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We work with a wide range of businesses, typically those looking for a more hands-on, relationship-focused approach to benefits and planning.