Benefit Communication

Regulatory Expertise and Solutions

Employee benefit laws and regulations are complex and ever changing. If a company fails to comply, it can be subject to significant fines and lawsuits. One of the greatest advantages of working with The Spindel Agency is that we are able to share our knowledge and provide practical solutions to help you comply with these complex laws and regulations.

One of our first goals with a new client is to ensure that you’re in compliance with the Health Insurance Portability & Accountability Act (HIPAA). A member of our Account Management Team will sit down with you to review the requirements and give you all the documentation and tools necessary to minimize your risk.

Likewise, if you have over 20 employees you are then subject to the Consolidated Omnibus Budget Reconciliation Act (COBRA) and we waste no time in ensuring that you are in compliance immediately.

COBRA (20+ employees)

COBRA is a federal law that requires employers to comply with a complex set of regulations. If not complied with, these rules can result in lawsuits and fines to the employer. We will provide either of the below tools AT NO COST TO YOU:

  • Full COBRA administrative services


With our NEWSLETTERS you’ll receive updates on all aspects of employee benefits and the industry information you need. Plus, our timely SEMINARS will ensure you’re up-to-date in the following areas:

  • Affordable Care Act (ACA)
  • Health Insurance Portability & Accountability Act (HIPAA)
  • Consolidated Omnibus Budget Reconciliation Act (COBRA)
  • Family Medical Leave Act (FMLA)
  • Employee Retirement Income Security Act (ERISA)
  • Section 125 (Cafeteria Plans)
  • Medicare Part D
  • Legislative Updates

Health and Wellness

With 50% of all claims attributable to lifestyle behaviors,* The Spindel Agency believes a proactive approach to Health and Wellness is no longer a luxury but a necessity. The health insurance carriers in this market offer an extensive array of health and wellness programs.

To that end, we can assist you with the development of a health and wellness program, and work with your carrier to ensure that you are able to take full advantage of the programs they offer. However, for those employers who want a more comprehensive wellness approach, The Spindel Agency has partnered with several Health and Wellness companies that provide access to substantial resources.